About Hurst Lending & Insurance’s Condotel Experts

Hurst Lending was founded in 2006.  We are a full-service mortgage lending and insurance brokerage company.

Mortgage Lending and Niche Loans

Hurst Lending’s special expertise is in meeting unique lending needs with niche loans such as the condotel loans and non warrantable condo loans available through this site.  If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenges, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.

See current niche lending solutions

Home & Auto Insurance

In 2013, Hurst Lending added an insurance brokerage business and now offers home and auto insurance from several major, well-respected providers.  As an insurance broker, we work for you – not an insurance company – to find the best policy and rates for your needs, saving our customers an average of $450/year.

Investment Property Insurance

The Hurst Insurance Agency can provide a policy to cover your primary residence and extend the liability portion of the policy from your main home to your rental properties.  You thereby avoid paying for the liability component for each rental property.  This can literally save you thousands of dollars per year depending on the number of rentals you have – and the best part is that still you end up with the same amount of liability protection on each rental. You just don’t double pay for the coverage!

Real-World Example:  We provide a typical home owners policy on your primary residence with $300k to $1 million liability coverage.  If you own rental property, we strongly suggest that you get $1m in coverage to protect yourself.   We then extend the same $300k to $1 million in liability coverage to each rental. Each extension costs approximately $15-$18.00 a year vs. buying individual liability coverage for each rental.

Contact us today to save.

Management Team

<strong>Jay Hurst</strong>
Jay HurstCo-founder, Hurst Lending and Insurance
Experience: Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner.

He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them.

Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace.

Education: Mr. Hurst holds a BBA in Finance from Texas A&M University, Class of 2000.

Top 1% Loan Producers in the U.S.

<strong>Scott Bialek </strong>
Scott Bialek Co-Founder, Hurst Lending and Insurance
Experience: Mr. Bialek co-founded Hurst Lending in 2006. He is a licensed Attorney, Residential Mortgage Loan Originator (NMLS# 284767), and Insurance Agent. In addition to his role with Hurst Lending & Insurance, Mr. Bialek also founded a real estate company that owns and manages a portfolio of retail centers, apartments, and single family homes.

Mr. Bialek has also held senior legal and operations positions at Dell and USAA.

Education: Mr. Bialek holds a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.

<strong>Chris Jandrain</strong>
Chris JandrainVice President at Hurst Lending and Insurance
Experience: Mr. Jandrain is a Residential Mortgage Loan Originator (NMLS #1001967) and has been with Hurst Lending since 2006. He specializes in conventional, FHA, VA, Texas Vet, Texas Cash Out, Jumbo loans, 2nd lien, and Reverse Mortgages. Mr. Jandrain has been instrumental in launching several of Hurst’s niche lending programs, including the 2014 introduction of one-time close VA loans for new construction – a first in Texas.

Prior to joining Hurst, Mr. Jandrain held senior finance positions at Dell.

Education: Mr. Jandrain holds an MBA from the University of Texas and a BA from the University of Michigan.

<strong>Dat Nguyen </strong>
Dat Nguyen Equity Partner, Hurst Lending & Insurance
Experience: Dat Nguyen is a Dallas-area real estate investment professional, but is perhaps more widely recognized as a football and media personality.

Mr. Nguyen was an NFL All-Pro for the Dallas Cowboys for seven seasons and was an All-American from Texas A&M University. He currently co-hosts an ESPN radio show.

In addition, he is an Honorary Co-chair for the American Heart Association Heartwalk, Co-chair of the Vietnamese American National Gala, Chair of Athlete in Action, and serves on the Board of Texas A&M University

Press. Mr. Nguyen has received numerous awards including the Bednarik and Lombardi Awards. He has published a book, Dat: Tackling Life and the NFL, an inspirational story of his faith, his family, and his career.

Education: Mr. Nguyen holds a degree in Agriculture from Texas A&M University, Class of 1998.