Hurst Lending was founded in 2006. We are a full-service mortgage lending and insurance brokerage company.
Mortgage Lending and Niche Loans
Hurst Lending’s special expertise is in meeting unique lending needs with niche loans such as the condotel loans and non warrantable condo loans available through this site. If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenges, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.
Home & Auto Insurance
In 2013, Hurst Lending added an insurance brokerage business and now offers home and auto insurance from several major, well-respected providers. As an insurance broker, we work for you – not an insurance company – to find the best policy and rates for your needs, saving our customers an average of $450/year.
Investment Property Insurance
The Hurst Insurance Agency can provide a policy to cover your primary residence and extend the liability portion of the policy from your main home to your rental properties. You thereby avoid paying for the liability component for each rental property. This can literally save you thousands of dollars per year depending on the number of rentals you have – and the best part is that still you end up with the same amount of liability protection on each rental. You just don’t double pay for the coverage!
Real-World Example: We provide a typical home owners policy on your primary residence with $300k to $1 million liability coverage. If you own rental property, we strongly suggest that you get $1m in coverage to protect yourself. We then extend the same $300k to $1 million in liability coverage to each rental. Each extension costs approximately $15-$18.00 a year vs. buying individual liability coverage for each rental.
Contact us today to save.